Analytics

Analytics

SCRA offers comprehensive data analytics and research focused on the past, current and future performance of consumer loan portfolios. SCRA’s analytics solutions include portfolio analysis, Key Performance Indicator (“KPI”) development and analysis, data visualization, management dashboards, and other metrics and tools to better understand and evaluate client portfolios. SCRA also works with its clients to build custom solutions that best fit their needs, and can help enhance the reporting clients receive from their existing loan servicers.

With the team’s deep experience in creating competitive consumer finance programs, and with the original creation of AmeriFirst (SCRA’s sister company under holding company SAF Holdings, LLC) dating back forty years, the company has been able to collect and analyze vast amounts of data in the consumer receivables space. Additionally, the team has many years of experience in financial analysis and modeling, data analytics and visualization, and the ability to apply these skills to reinforce strategic business decisions. SCRA leverages these skills to help develop and enhance new or existing consumer finance programs, assist in bulk portfolio acquisitions for a variety of product verticals, and improve AmeriFirst’s already-established, robust loan servicing business by adding this as an ancillary product.

By leveraging these analytical capabilities, SCRA aims to help its clients develop a foundation and strategy focused on the performance of their consumer receivables portfolios. The combination of a robust historical consumer receivables data set, and an experienced finance and analytics team enables SCRA to provide thorough research and insight for current and future clients. This data-driven approach to the management of consumer receivables portfolios can ultimately lead to better strategic decision-making and improved performance for SCRA’s clients.


Financial Analysis

Financial Analysis

The team at SCRA has many years of experience in financial analysis and modeling. SCRA leverages these skills to help develop and enhance new or existing consumer finance programs, assist in bulk portfolio acquisitions for a variety of product verticals and improve sister company AmeriFirst’s already-established and robust loan servicing business.


Data Analytics and Visualization

Data Analytics and Visualization

SCRA specializes in data analytics and visualization and the development of management dashboards. By applying these skills and tools to reinforce strategic business decisions, SCRA helps make trends and other insights from complex data more easily identifiable for management-facilitating faster and more effective data-driven decision-making.


Key Performance Indicators (KPI)

Key Performance Indicators (KPI)

Key Performance Indicators (KPI) are metrics used by managers and senior-level executives to track and analyze certain factors that are crucial to the success of a portfolio. SCRA will work closely with its clients to develop new KPIs and/or measure already-established KPIs to help meet strategic goals and performance targets.